Festival season is always a special time for car shoppers in India, but Navratri 2025 is proving to be all the more rewarding. With the new GST 2.0 regulations kicking in from 22 September 2025 and manufacturers rolling out sweet festive offers, this is one of the finest moments to get your dream vehicle booked.
Most past reports overstated the discounts, so here’s a proper and confirmed guide that includes GST savings, dealer festive benefits, and exchange incentives.
What Changed with GST 2.0?
The new GST reform by the government made the tax slabs simpler, and the effect has been considerable for the automobile industry:
Small passenger vehicles (engine ≤1200cc, length ≤4m) are presently taxed at a reduced slab, which makes them more affordable.
Larger SUVs and luxury cars are charged a marginally higher slab but are still offered festive discounts by brands. EVs continue to be charged just 5% GST, keeping them the most tax-efficient option.
The change has already reduced ex-showroom prices of popular vehicles.
Navratri 2025 – Car Prices & Discounts Table
| Brand / Model (examples) | New Ex-Showroom Price Range (₹ lakh) | Confirmed / Reported Benefits | Notes |
| Tata Nexon | 8 – 15 | Up to ₹2.0 lakh | GST cut + festive combo |
| Tata Harrier | 15 – 25 | ~₹1.5 – 1.9 lakh | Varies by variant |
| Tata Safari | 16 – 27 | ~₹1.5 – 2.0 lakh | Larger SUVs saw price cuts |
| Maruti WagonR | 5.5 – 7.5 | Up to ~₹60k–75k | Includes exchange + loyalty bonus |
| Maruti Swift | 6.0 – 9.5 | Up to ~₹70k | Limited festive benefits |
| Hyundai i20 | 7.5 – 12 | ~₹50k–70k | Dealer offers + exchange |
| Hyundai Creta | 11 – 20 | ~₹80k–1.5 lakh | Popular model, offers vary |
| Hyundai IONIQ 5 (EV) | ~46 – 50 | Up to ~₹3.0 lakh (on select) | EV remains at 5% GST rate |
| Kia Seltos | 11 – 20 | Up to ₹2.25 lakh | Includes scrappage & exchange |
| Mahindra Thar | 12 – 17 | ~₹1.0 – 1.5 lakh | Festive + exchange offers |
| Mahindra XUV400 EV | 15 – 19 | ~₹2.0 – 2.5 lakh | GST + festive |
| Toyota HyCross / Fortuner (premium) | 20 – 45 | ₹1.0 – 3.0 lakh (scheme/variant) | Toyota (HyCross / Fortuner) – GST + festive discount; select variants in some states under Buy Now, Pay in 2026 scheme with ₹99/month EMI initially |
Scrappage & Extra Benefits
If your car is more than 15 years old, scrapping it at an authorized center can yield:
- 1.5% of the new car’s ex-showroom price (up to ₹20,000) from the company.
- State-level road tax rebates.
- Extra brand-specific bonuses.
This puts scrappage on a path of overall smart saving.
Loans & Finance Offers
Banks and NBFCs are also joining the festive boom:
- Car loans begin at 7.6% (certain banks), although most are between 8.5 and 10%.
- Certain dealers exempt processing fees or provide EMI breaks.
- Toyota has even launched a ₹99 per month up to Dec 2025 program for certain models.
- Always review the fine print carefully before signing.
Best Buys by Budget
- ₹5–10 Lakh (first-time buyers): Maruti Swift, WagonR, Tata Tiago, Hyundai i20. Discounts: ₹40k–1.0 lakh.
- ₹10–20 Lakh (family SUVs): Tata Nexon, Hyundai Creta, Kia Seltos, Mahindra Thar. Discounts: ₹1.0–2.25 lakh.
- ₹20+ Lakh (premium buyers): Toyota Fortuner, Tata Harrier, Hyundai IONIQ 5 EV. Discounts: ₹2–3 lakh.
This makes Navratri an ideal time for all segments of buyers.
Navratri Tips to Maximise Savings
- Always request the post-GST 2.0 ex-showroom price.
- Compare dealer festive offers at more than one outlet.
- Negotiate on insurance, handling charges, and accessories.
- If eligible, use the scrappage certificate for an additional discount.
- Verify finance plans directly with banks before choosing dealer-tied finance.
Conclusion
Navratri 2025 is actually a purchaser-friendly season. Along with GST 2.0 price revisions, festive dealer offers, scrappage perks, and finance plans, genuine savings are now in the ₹50,000 to ₹2.5 lakh bracket, with even larger discounts on premium vehicles and EVs.
If you’ve been waiting, this is the right window to book your car. Just remember, festive stocks are limited and the best schemes end quickly.
Raja Yadav, the content writer at My Car Wisdom, brings a unique voice and style to our blog. With a knack for storytelling and a keen eye for detail, Raja ensures that every piece of content is informative, engaging, and easy to understand. His focus is on delivering high-quality articles that cater to both novice car owners and seasoned automotive enthusiasts.
